Property InsuranceInvestmentsAcademyBankCredits
ҚАЗРУС
company logo
7775
High profitability

Save in a currency with a higher rate than banks

Tax-free

Insurance payments are not subject to PIT

Insurance coverage

As long as you save up, your life is insured

Comparison with deposit
Bids
Guarantees
Risks
Payments
Disputes
FREEDOM CAPITAL
High rate in currency - up to 4.73% in USD and up to 2.29% in EURO.
Guaranteed rate of return for the entire term of the contract.
Money invested during the contract period is not subject to forfeiture.
Payment of savings within 10 days to the beneficiary specified in the insurance contract.
The insured sum during the contract period is not subject to division in case of property disputes.
BANK DEPOSIT
Low rates in currency - 1% in USD and EURO.
The interest rate may change unilaterally.
Money can be confiscated by court order.
Payment to heirs after 6 months from the date of entitlement to inheritance.
In case of property disputes, the amount of the deposit is divided among family members.
Calculation example (with an insurance premium of $/€ 100,000)
Insurance period2 years3 years4 years5 years6 years7 years8 years9 years 10 years
Insurance amount, in USD105 056109 735114 707119 851125 164130 644136 286142 082148 019
Effective annual rate of return2,5%3,15%3,49% 3,69% 3,81% 3,89% 3,95% 3,98% 4%
Investment income, in USD5 0569 73514 70719 85125 16430 64436 28642 08248 019
Profitability5,05%9,74%14,71%19,85%25,16%30,64%36,29%42,08%48,02%
How it works
1card icon

EXECUTION OF THE CONTRACT

Fill out the questionnaire online or at the company's office. We will help you calculate the insured sum and conclude a contract.

2card icon

INSURANCE PAYMENT

The money is paid once in KZT, but linked to the current exchange rate of NBK.

For example, you entered into a contract for $100,000. The dollar exchange rate according to the NB RK at the time of payment of the contribution is - 450 KZT per dollar. So the contribution amount will be 45,000,000 KZT.

3card icon

INSURANCE COVERAGE

As long as the contract is in effect, your life is insured. If an insured event occurs, we will pay the insured sum to the beneficiary specified in the contract

4card icon

INSURANCE PAYOUT

When the term of the contract comes to an end, pay out the accumulated amount with investment income. The amount is paid in KZT, according to the exchange rate of the currency according to the NBK on the date of payment.

Insurance payment in two cases
Survival of the insured until the end of the contract term

The insured sum is paid out taking into account investment income

Passing away of the insured during the validity of the contract

The insured sum specified in the policy is paid out

Your benefits

Financial

  • Return is higher than that of foreign currency deposits
  • Fixed rate of return for the entire term of the contract
  • Insurance payments are not subject to individual income tax (IIT)

Legal

  • Savings are not subject to recovery and property division at the request of third parties
  • You appoint your own beneficiary when you enter into the contract
  • Savings are not subject to declaration

Insurance

  • Savings with guaranteed insured sum
  • Insurance payment is made within 10 working days
  • Life insurance coverage is available worldwide 24/7
You can trust us
FINANCIAL RELIABILITY

Standard & Poor's: credit rating and financial strength rating of "BB+" (international scale) and "kzAA" (national scale)

REINSURANCE COVERAGE

The Company reinsures its risks with General Reinsurance, Germany. It is one of the largest reinsurance companies in the world. S&P Financial Strength Rating: "AA+", Moody's Financial Strength Ratings: "Aa1" and A.M. Best: "A++" (Superior)

FREEDOM BRAND

We have been operating in the insurance market since 2014 and have been operating under the Freedom brand since 2018. In 2022, became part of Freedom Holding Corp.

Draw up an agreement
Fill out the fields and submit your application online

We will then contact you to sign the contract.